
AmCap Home Loans is a full-service mortgage lender that provides a personal touch, making the process of buying a home easy and enjoyable. We offer competitive rates on home loans, mortgage refinancing, and home equity lines of credit. Get started with our simple online pre-qualification.

Conventional LOANS

FHA
LOANS

VA
LOANS

USDA
Loans
With years of experience providing quality loans and great customer service to qualified borrowers, Heather Helton has the experience as well as the expertise to help you make the best decisions when buying a home. She is motivated to help every client achieve The American Dream of homeownership.
Heather Helton is here to help you determine the best way to reach your homeownership goals.
AmCap Home Loans is a full-service mortgage lender that provides a personal touch, making the process of buying a home easy and enjoyable. We offer competitive rates on home loans, mortgage refinancing, and home equity lines of credit. Get started with our simple online pre-qualification.
I believe that purchasing a home should be simple, efficient, and stress-free.
I promise to provide you with outstanding service and be readily available for all your important questions or concerns. Throughout the process, my number one priority is your overall satisfaction. I look forward to the opportunity to make the dream of homeownership a reality for you!
Welcome to my Page! I would like to take a moment to introduce myself. I am excited and honored to say that I have over 18 years of experience in Mortgage Banking in the Houston area. I am experienced with FHA, VA, and Conventional loans. I stay updated on all programs that our great company, AmCap, offers and make sure that all loan programs are researched so that my clients receive the best program that fits their needs. I work with a full range of borrowers whether a first-time home-buyer, veterans, or clients buying their new dream home.
Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. Also, buying a home today is different than it was a few years ago. With the knowledge that I bring to the table along with the AmCap team working alongside me, lending is made easy and is done in a smooth and professional manner. AmCap has the best of the best investors in the industry and at our Gulf Coast Division, we have our own in-house processing, underwriting, and closer. This allows me to cut down on turn times and communicate directly with all persons involved throughout the lending process.
My LOVE is my family & my PASSION is my job. It is a privilege to have received the AmCap President’s Award, AmCap Circle of Excellence Honor, and Texas Monthly’s Five-Star Professionals Award.
NOT SURE WHERE TO START?
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I will work with you to find the best loan program to fit your budget and your needs.

Getting Started
Let’s get started by finding out a little about you and your home-buying goals so we can give you the best solution.

Guiding You Through the Process
Learn about the home-buying process from start to finish.
STATE LICENSES
STATE | LICENSE NUMBER |
---|---|
Alabama | 68585 |
Alaska | AK554348 |
Arkansas | 554348 |
Arizona | 0951897 |
California | CA-DBO554348 |
Colorado | 100511813 |
Connecticut | LO-554348 |
District of Columbia | MLO554348 |
Delaware | 46424 |
Florida | LO54583 |
Iowa | 32588 |
Idaho | MLO-579348 |
Illinois | 031.0050211 Illinois Residential Mortgage License Illinois Department of Financial and Professional Regulation 555 W. Monroe, Suite 500 Chicago, IL 60661 Phone: (312) 793-3000 |
Indiana | 36188 |
Kansas | LO.0038197 |
Kentucky | MC423446 |
Louisiana | 554348 |
Massachusetts | MLO554348 |
Maine | 554348 |
Minnesota | MN-MLO-554348 |
Mississippi | 554348 |
Montana | 554348 |
Nebraska | 554348 |
New Hampshire | 554348 |
New Mexico | 554348 |
North Carolina | I-176903 |
North Dakota | NDMLO554348 |
Ohio | MLO-OH.554348 |
Oklahoma | MLO17885 |
Oregon | 554348 |
Pennsylvania | 69724 |
Rhode Island | 554348 |
South Carolina | MLO – 554348 |
South Dakota | MLO.06802 |
Tennessee | 158871 |
Texas | TX Recovery Fund (See Footer) |
Washington | MLO-554348 |
Wisconsin | 554348 |
Wyoming | 6644 |