Click below to get started with our simple online pre-qualification

Heather Helton, NMLS# 554348
Vice President – Operations | AmCap Home Loans
9999 Bellaire Blvd Ste 700, Houston TX 77036
ABOUT Heather Helton
With years of experience providing quality loans and great customer service to qualified borrowers, Heather Helton has the experience and expertise to help you make the best decisions when financing a new home. She is motivated to help every client achieve The American Dream of homeownership.
Heather Helton is here to help you determine the best way to reach your homeownership goals.
AmCap Home Loans is a full-service mortgage lender that provides a personal touch, making the process of buying a home easy and enjoyable. We offer competitive rates on home loans, mortgage refinancing, and home equity lines of credit. Get started with our simple online pre-qualification.
I believe the purchase of a new home should be simple, efficient and stress-free.
I promise to provide you with outstanding service and be readily available for all your important questions or concerns. Throughout the process, my number one priority is your overall satisfaction. I look forward to the opportunity to make the dream of homeownership a reality for you!
Welcome to my Page! I would like to take a moment to introduce myself. I am excited and honored to say that I have over 18 years of experience in Mortgage Banking in the Houston area. I am experienced with FHA, VA, and Conventional loans. I stay updated on all programs that our great company, AmCap, offers and make sure that all loan programs are researched so that my clients receive the best program that fits their needs. I work with a full range of borrowers whether a first-time home-buyer, Veteran, or client buying their new dream home.
Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. Also, buying a home today is different than it was a few years ago. With the knowledge that I bring to the table along with the AmCap team working alongside me, lending is made easy and is done in a smooth and professional manner. AmCap has the best of the best investors in the industry and at our Gulf Coast Division, we have our own in-house processing, underwriting, and closer. This allows me to cut down on turn times and communicate directly with all persons involved throughout the lending process.
I believe that being successful is finding something you love to do and then doing it for others. My LOVE is my family & my PASSION is my job. It is a privilege to have received the AmCap President’s Award, AmCap Circle of Excellence Honor, and Texas Monthly’s Five-Star Professionals Award.
How can I help you with your mortgage?
I specialize in the following type of loans:
Conforming
VA Home Loans
FHA Home Loans
Jumbo Home Loans
Need Help? Watch the video below for a step-by-step guide on how to create and use your borrower portal:
STATE LICENSES
State | License Number | |
---|---|---|
Alaska | 68585 | |
Arkansas | ||
Arizona | 0951897 | Other Trade Name #2- Gold Financial Services Other Trade Name #3: Amcap Mortgage, Ltd. d/b/a AmCap Home Loans |
California | CA-DBO554348 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. |
Colorado | 100511813 | |
Connecticut | LO-554348 | |
District of Columbia | MLO554348 | |
Delaware | 46424 | Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. |
Florida | LO54583 | |
Iowa | 32588 | |
Idaho | MLO-579348 | |
Illinois | 031.0050211 | Illinois Residential Mortgage Licensee |
Indiana | 36188 | |
Kansas | LO.0038197 | |
Kentucky | MC423446 | |
Louisiana | ||
Massachusetts | MLO554348 | |
Maine | ||
Minnesota | MN-MLO-554348 | Other Trade Name #2 – AmCap Home Loans Other Trade Name #3 – Gold Financial Services |
Mississippi | 554348 | |
Montana | 554348 | |
Nebraska | Regulated by the Nebraska Department of Banking and Finance. Other Trade Name #2 – AmCap Home Loans – Regulated by the Nebraska Department of Banking | |
New Hampshire | 554348 | |
New Mexico | Regulated by the New Mexico Financial Institutions Division. | |
North Carolina | I-176903 | |
North Dakota | NDMLO554348 | Regulated by the North Dakota Department of Financial Institutions. |
Ohio | MLO-OH.554348 | |
Oklahoma | MLO17885 | Other Trade Name #1 – Gold Financial Services Other Trade Name #3 – AmCap Home Loans |
Oregon | ||
Pennsylvania | 69724 | |
Rhode Island | ||
South Carolina | MLO – 554348 | Other Trade Name #1 – Gold Financial Services Other Trade Name #2 – AmCap Home Loans |
South Dakota | MLO.06802 | |
Tennessee | 158871 | |
Texas | TX Recovery Fund (See Footer) | |
Washington | MLO-554348 | |
Wisconsin | 554348 | |
Wyoming | 6644 |