
AmCap Home Loans is a full-service mortgage lender that provides a personal touch, making the process of buying a home easy and enjoyable. We offer competitive rates on home loans, mortgage refinancing, and home equity lines of credit. Get started with our simple online pre-qualification.

Conventional LOANS

FHA
LOANS

VA
LOANS

USDA
Loans
ABOUT LAURA HAINES
After earning a BS in Business Management/Marketing and working in a few different fields, Laura Haines found a passion for the mortgage industry in operations and pre-processing before moving into mortgage origination as a loan officer. Learning the business from the processing side provided Laura with the ability to think outside the box and solve some of the more challenging situations that have been presented to her by clients wanting home financing.
To make the home loan process progress smoother and more transparent, Laura is available anytime to answer any questions that may arise throughout the loan process. She understands that working full-time and raising a family is a priority for many of her clients and that the only time they get to respond to information and document requests is after hours. Laura has built her business by building trust with her clients through exceptional customer service, helping them feel more comfortable knowing she is always just a phone call away.
To help first-time home buyers and lower-income individuals achieve home ownership, Laura is certified with SETH (5 Star Texas Advantage Program), the Texas State Affordable Housing Corporation (TSHAC), and the Texas Department of Housing Community Affairs (TDHCA). Laura specializes in first-time home buyer programs, conventional mortgages, FHA home loans, jumbo mortgages, and VA home loans for veterans and active military.
Laura’s Awards
Laura’s success has been recognized with the Five Star Professional Award (2017 through 2021) and the Presidents Club Award (2016 through 2021).
I believe that purchasing a home should be simple, efficient, and stress-free.
Helping families realize the dream of homeownership is my passion. Over the years, I have been able to assist many families to obtain financing, many of them for the first time, and it never gets old. To me, it’s always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan, they are friends, neighbors & my community.
My extensive experience as a Loan Officer and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone’s story is different, so no one loan will fit everyone’s needs. My job is to find that perfect fit. Buying a home is the single most important investment we make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.
NOT SURE WHERE TO START?
SEND ME A MESSAGE
I will work with you to find the best loan program to fit your budget and your needs.

Getting Started
Let’s get started by finding out a little about you and your home-buying goals so we can give you the best solution.

Guiding You Through the Process
Learn about the home-buying process from start to finish.
STATE LICENSES
STATE | LICENSE NUMBER |
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TEXAS | TX RECOVERY FUND (See Footer) |